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FAQ

My brother has a loan with gold pledge in Fast Credit that has been repaid. He is currently abroad, can I get back the collateral?

The collateral pledged in the organization is returned only to the pledgor, the collateral is provided to other entity than the borrower who is granted a power of attorney by the RA law(i.e. notarized power of attorney) has a copy of the pledgor's identification document and the identification document of the person(authorized) receiving the pledge.

Is it obligatory to present the contract of pledge or loan to withdraw (termination of pledge right) the pledge(gold, vehicle) in Fast Credit?

To withdraw (terminate the pledge right) the pledged property(gold, vehicle) only presenting the identification document of the pledgor is obligatory , the contract of pledge is not obligatory but desirable.

Can I have currency exchange in branches of your organization in the evening(at 23:00)?

You can have currency exchange in any of the 24/7 branches of our organization and on working hours of other branches and service center of head office.

Non all day working branches are: 

  • Service center of head office (Monday to Saturday, from 09:00 to 18:00)
  •  Movses Khorenatsi (Monday-Saturday 9:00-18:00)
  • Goris (every day from 9:00 to 22:00) 

It's my loan payment day and if I pay it by 22.30 today in your branch will it be considered as a delay?

Fast Credit gives a unique opportunity to its customers by its 24/7 branches to take loans with gold pledge and make payments on their obligations. in case of making a payment on the date of pointed in the loan obligations' schedule in our 24/7 branch by 23:50 your payments obligations will not be classified as overdue(belated).

 What is the minimum weight of pledged gold? Will you accept 1g of gold?

There is no specified minimum weight of pledged gold by the organization, but the minimum amount of jewelry pledged loan must be 5,000 AMD. As the organization provides 100% estimated value of the pledged jewelry, so if 1g of the is estimated 5,000 AMD or more it can be pledged.

Should the pledged vehicles be insured or not?

If the pledged vehicle remains under the ownership of the organization the insurance of the vehicle is not required.

Is the land accepted as collateral?

Land is not admissible for the organization except for the land in Yerevan of social importance, that are in a beneficial location for doing business

How much delay is registered in credit history?

How much delay is registered in credit history?

Where the vehicle is remained after pledging it?

The cars of loans with vehicle pledge under the ownership of the organization are parked in specially protected parking space.  

updated on 04/06/2021, 12:10

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Email: fastcare@fcc.am

Address: 32/6 G. Hovsepyan str., Nork-Marash, Yerevan 0047, RA 

Phone number։ (+374 10) 510 000

Viber։ (+374 43) 510 003

WhatsApp։ (+374 43) 510 003

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Attention: The Organization does not bear any responsibility for the inaccuracy of information on the linked web sites, nor does it accept any responsibility for the advertisements therein or possible consequences arising out of use of information provided on the linked web-sites. In case of any discrepancies in the website materials in Armenian, Russian and English languages, the Armenian version is prevailing.

ORGANIZATION IS SUPERVISED BY THE CENTRAL BANK OF ARMENIA

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